Pay As You Drive Insurance

Getting pay as you drive insurance in South Africa can be critical to you or your business especially if you are unfortunate enough to be involved in a traffic accident. When comparing car insurance policies in South Africa, it can be considerably difficult finding a policy that will suit your individual needs as well as your vehicle. When considering all the pros and cons from the premiums available from leading companies and brokers, choosing the correct one is, to say the least, a very difficult decision.

There are hundreds, if not thousands of insurance brokers and companies claiming that they have the best type of cover for your particular motor. Hopefully we will be able to help you make the right decision with our reviews and information for several of the leading car insurance companies.

The research team at Insurance ZA have also published pages full of advice in regard to many aspects of car insurance in South Africa. This advice along with links to the car insurance companies can be located on the right-hand column of this page.

Find Pay as You Drive Insurance That Suits You

To help you find pay as you drive insurance in South Africa, our team have linked all results from our research in the right hand column of this web page. We have divided what we found into two sub categories.

Please feel free to browse through the information that we have published and hopefully this will help you to choose insurance cover that will suit your personal and financial needs.

Pay As You Drive Car Insurance Online

The number drivers finding pay as you drive car insurance online has grown considerably in recent years. Virtually all of South Africa's major brokers and companies have introduced a quote service on their websites. This process benefits both consumers and company and can lead to cheaper quotes. Most companies have spent considerable amount of revenue perfecting their online insurance forms making it as simple as possible for customers to fill in.

As online services are available 24 hours a day, 7 days a week and because it is an automated process there are little or no staffing costs for the company. Once customers fill in the insurance form, they will receive a quote almost immediately.

What is Pay As You Drive Insurance?

Pay as you drive insurance (PAYD), also known as usage-based insurance (UBI) or pay how you drive (PHYD) and mile-based auto insurance is a type of vehicle insurance whereby the costs are dependent upon type of vehicle used, measured against time, distance, behavior and place.

What is Car Insurance?

Car Insurance is a contract between a car owner and the insurance company. The car owner agrees to pay the premium and the insurance company agrees to pay any losses as defined in thee car insurance policy. Most car insurance provides property, liability and medical coverage: Property coverage pays for damage to or theft of a car.

Types of Car Insurance Available in South Africa

There are three basic types of Car Insurance available in South Africa: Comprehensive Car Insurance, Third Party Fire and Theft Insurance and Third Party cover only. Comprehensive car insurance also covers you against claims by third parties where you are responsible for damage to their car.

Top Performing Car Insurance Companies

Here are the top performing car insurance companies in South Africa according to figures released this month.

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For more information contact the team at Insurance ZA by emailing insurancefriendly@gmail.com